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Update a tired kitchen: M F Turnbull


For many of us, a stretch of time to reflect and plan was an unexpected addition to our year, a rare positive effect of our lockdown experience. With time on our hands, all to be spent in our homes, we were able to think about what we would like to change, and take the time to consider and research options.

 

 

M.F. Turnbull, where the in-house saying is, ‘if you think it could be spray finished, give us a call because it probably can,’ was available throughout lockdown for enquiries and they are now busy bringing that work to fruition.

“We’ve always been a cost-effective option for making fittings and furniture new again,” co-owner Monique Turnbull says.

“But now more and more people are considering how to get what they want with less impact on the environment. By changing the colour, you get to reuse and so reduce waste going to landfill and energy used in manufacturing new.”

This year the longstanding company is further enhancing its green credentials, working with suppliers to start phasing out solvent based products in favour of waterborne applications.

“We find that many kitchens are already well laid out and some are kitchens by name designers. They often only need minor alterations such as changing a cupboard to drawers, removing or replacing cupboards over fridge, microwave areas or oven surrounds,” Monique says.

“A fresh surface and adding new handles can be all you need to bring a kitchen up to date.”

The team can strip back surfaces but it is not usually necessary.

“We can recolour any type of kitchen surface that manufacturers can make. Even doors where the plastic coating is breaking down, we can remove the coating and apply the colour you want to the underlying substrate,” Monique adds.

Often clients are happy with the existing colour of their joinery but some parts of the kitchen have become a little tired.

“A refinish to match the original and its like a new kitchen again. It is also an easy way to refresh the kitchen if you are looking to sell, or if you have just moved in and are looking to make your new home ‘feel like you’.”

M.F. Turnbull Kitchen Renewal are also the experts for refinishing bathroom vanities, wardrobe doors, internal doors, and all kinds of furniture from a lampstand through to bedroom or dining suites.

The team thrives on challenges and loves it if an unusual request comes in.

The challenge can sometimes lie in bringing out of people’s heads the vision that they have.

By talking through the end goal using samples and options to clarify, the team is very good at turning visions into reality.

Send your enquiry with photos through the website or to info@mfturnbull.co.nz and they can give you an estimate or call them to discuss on 03 365 2519


 

Financial advice: adapting to change – Alistair Bean


Firstly, we at Alistair Bean & Associates – Financial Advisers want to send our best wishes to all, hoping that you and your families are fit and well.

Personal disclosure documents are available free on demand

By Alistair Bean & Associates Managing Director Alistair Bean

Among other things, financial change has hit most of us like we have never known before and this causes concern for past, present and future planning.

But this is exactly what we must do. We must continue to plan; however it doesn’t need to be difficult.

Sticking to your own rules is extremely important but adapting those rules to situations as they occur is vital to success.

Re-visiting the reasons for your short, medium and longer-term goals are imperative however, it doesn’t need to be cumbersome.

Your short-term goals should include immediate plans for spending like upgrading cars, home maintenance and perhaps family weddings.

Overseas trips may now be deferred for some time and maybe you have received a hotel refund and an airfare credit, so include these figures in calculations.

We say that you should have a three-month backstop of emergency savings for expenses; my recommendation is that you now make this at least a 12-month back-stop.

For medium and longer-term, look at the reasons why you originally selected your investments.

For example, was it because you were going to get a good rate of interest and this has now reduced, or you bought some shares only because you were to receive a dividend, but that dividend is no longer there or reduced significantly.

Perhaps you purchased another investment in an industry that may now not see recovery for a number of years, whether it be property, tourism or entertainment.

For these decisions maybe it’s time to consider investments in sectors that now look more in need.

Discuss these short, medium and longer-term plans with us.

We can individualise what is best suited to your own situation; it may be that you continue as you are, or we can recommend adapted changes as appropriate to your own needs.

Interestingly what gives me some comfort lately is an article I read recently, in the current Covid environment; 96-year-old Charlie Munger, (investment guru, Warren Buffett’s offsider) said, “there is no need to rush when making investment decisions to buy, hold or sell”.

I thought, when a 96-year-old says there’s no need to rush, then you should probably listen.

He went on to say that moving investments at the right price is the right thing to do.

This isn’t about market timing; it’s more about what makes sense as opposed to ‘common’ sense.

We at Alistair Bean & Associates – Financial Advisers understand the market highs and lows, and we can help guide you through these unprecedented times.

Our specialty is “to make decisions for you, so you don’t have to”.

My team and I look forward to assisting you to help review your past, present and future ongoing needs. Please feel free to contact us today to assist you in adapting to change.